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Canadian Bankruptcy
editI am a Canadian trustee in bankruptcy and the original contributor who added the Canadian bankruptcy information. My objective was to write a concise overview to give people an idea of how Canadian bankruptcy works. I added three external links which I thought would add to the information while not cluttering up the page. The external links were on 1) Bankruptcy exemptions by province and territory 2) Canadian Bankruptcy FAQ 3) Details on Canadian Bankruptcy Reform.
Help me with the etiquette please. Someone removed the Canadian FAQ link (now restored by me). Someone also removed a "generic" description I made of proposals:
Personal proposals A debtor can make a "personal proposal" to his or her creditors, thus avoiding bankruptcy. Personal proposals are for those people who have funds available to make some payments to their creditors. Trustees have the duty to advise a debtor whom they think, has the ability to make a personal proposal. If the debtor does not file a proposal, the trustee will oppose his or her discharge, and recommend that the debtor remain in bankruptcy for a further year, and continue making payment during that time. Eligible debts are erased upon the satisfactory completion of the personal proposal.
A longer description of a consumer proposal (one of two types of proposal an individual can file) was substituted.
The help I need on etiquette is an explanation of what the rules on removing and substituting information are. Trustee