Talk:Consolidated Omnibus Budget Reconciliation Act of 1985
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What is the exact name of this Act?
editI believe the official name of this law may be the Consolidated Omnibus Budget Reconciliation Act of 1985, Public L. No. 99-272 (April 7, 1986).
That is, although the Act was signed into law on April 7, 1986, its official title shows the year "1985" (not "1986"). This is a rather unusual situation, but numerous web sites do show the official name of the Act as "1985."
One sure way to tell is to go to a library and check the official United States Statutes at Large. I believe the Act should be in around volume 100. (Maybe someone else can get to a library before I can?) Famspear 20:06, 28 December 2005 (UTC)
social security and COBRA
editCan I get COBRA when I retire on SS @ 63?209.244.43.162 20:44, 28 February 2007 (UTC)
- COBRA is continuation of your employer-sponsored group health insurance when that insurance ended due to one of a list of certain specific events. If you had group health insurance through your employer and retired from that employer, then yes, you would be eligible to continue your insurance after the end of your employment. ~ Quacks Like a Duck (talk) 19:47, 8 March 2010 (UTC)
Continuity of Coverage
editA discussion of Continuity of Coverage would be very relevant here. —The preceding unsigned comment was added by 24.97.252.155 (talk) 14:04, 15 March 2007 (UTC).
Legislative history
editThe article should explain the legislative history that led to the inclusion of the insurance law in an appropriations (?) bill. 121a0012 02:27, 27 June 2007 (UTC)
1986
editLabor Dept. refers to it as the ... Act of 1986. See:
http://www.dol.gov/ebsa/faqs/faq_consumer_cobra.HTML
Sca (talk) 16:39, 15 September 2008 (UTC)
- The above link is no longer active. I went to the main page for COBRA at the DOL website at http://www.dol.gov/dol/topic/health-plans/cobra.htm but no date for the act was listed on that page. Links listed there, such as Health Benefits Under the Consolidated Omnibus Budget Reconciliation Act (COBRA), brought up the date 1985. I hope that clears up any confusion. History Lunatic (talk) 05:59, 13 June 2015 (UTC)History Lunatic
This seems fishy, why does this section have referral links in?
editSorry for the lack of protocol if I've shown any - I'm new, but this seems off. 87.194.134.44 (talk) 21:24, 14 July 2009 (UTC)
External links modified
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Why use COBRA?
editAs it is, the article does not make it clear why a former employee would ever use COBRA vs. signing up for an individual health insurance plan, given that,
"COBRA does not, unlike other federal statutes such as the Family and Medical Leave Act (FMLA), require the employer to pay for the cost of providing continuation coverage. Instead it allows employees and their dependents to maintain coverage at their own expense by paying the full cost of the premium the employer and the employee previously paid, plus up to a 2% administrative charge"
and
Only 10% of Americans eligible for COBRA insurance in 2006 used it, many because they were unable to afford to pay the full premium after their job loss.