Talk:Claims adjuster
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editThis is a truly horrible article. — Preceding unsigned comment added by 142.217.113.115 (talk) 02:28, 29 September 2014 (UTC)
Salary
editThe article states “In most cases, a claims adjuster may expect an entry level salary of $35,000 to $40,000 dollars.” This is without a citation. While it is hard to cite a credible source as to what base salaries average, this range seems high. There are many different types of claims adjuster paying various different amounts, but I would say a more reasonable average for absolute entry level with no claims experience would be closer to 30,000. If the original statement is made based on salary calculating sites, it needs to be considered that often these sites state average salaries for the entire profession, not just entry-level. I doubt there will be any credible source to backup claims adjusters expecting an average salary of 35-40k.
The term "Loss Adjuster" is also used in Australia in addition to UK and Ireland. By doing an Internet search it is evident that in South Africa they are called Loss Adjusters as well. —Preceding unsigned comment added by 121.216.133.195 (talk) 01:58, 28 April 2009 (UTC)
I wholeheartedly disagree with this above post. As a recent college graduate, and a new hire among a Fortune 500 insurance company, my starting salary is $44,000 as an insurance adjuster. I have no experience, no licensing, and no certifications. In fact, according to the Bureau of Labor Statistics, United States Department of Labor:
"Earnings of claims adjusters, appraisers, examiners, and investigators vary significantly. Median annual earnings were $50,660 in May 2006 for wage and salary workers. The middle 50 percent earned between $38,520 and $65,210. The lowest 10 percent earned less than $30,890, and the highest 10 percent earned more than $79,170." Cited: http://www.bls.gov/oco/ocos125.htm
Independent adjusters not required by law.
As far as I can make out from the law and court's cases there is no obligation from the state that insurance companies should rely on socalled independent adjusters to settle a claimant's right to his loss indemnity from the insurer company.
In my country where only in my country there are no public adjusters, claimants are at the mercy of independent adjusters, they become the most powerful persons to decide how much or how little the insurer has to pay the insured claimant.
There are in house adjusters in every self-respecting insurance company, and claimants can and should insist on dealing directly with the insurance company and its official representatives for the purpose of arriving at a patently equitable payment of loss indemnity.
The situation in my country is that with certainly the complicity of government people there are no public adjusters, and their explanation is because -- and it is the utmost silliness, nonsense that is, no one has ever applied to be licensed as a public adjuster.
And these government people in charge of the whole institution of insurance are so deficient in intelligent creativity, that they cannot think of other ways and means to insure (sic) equal protection under the laws for claimants as for insurance companies, in the event that indeed no one has every applied to be licensed as a public adjuster, and the government people have exhausted all their resources of office to recruit qualified folks to go into the advocacy of equitable claim payments for claimants from insurance companies.
That is certainly in effect a conspiracy among insurance companies, independent adjusters, and government people themselves, to deprive claimants of a truly level playing field, i.e., no equal protection under the laws, to defraud claimants of a patently just i.e. equitable payment of loss indemnity from insurance companies.
112.198.79.1 (talk) 21:03, 1 June 2011 (UTC) Pancake Croissant
Claims adjustment process
editI feel like this article might be the only one which could covers the claim adjustment process right now which is sort of odd. Settled Out of Court : The Social Process of Insurance Claims Adjustment is probably a pretty useful source. II | (t - c) 15:25, 2 November 2016 (UTC)
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America Centrism?
editThe opening paragraph details that pretty well the entire english speaking world *except* for the US and Canada use the term "Loss Adjuster". As a result wouldn't it be fairer to rename the article and note that the US and Canada use the term "Claims adjuster"? 202.50.0.100 (talk) 21:51, 22 November 2017 (UTC)