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Studies edit
I removed this material as self-cited and promotional. Moving here for storage in case the sources may be useful for something else:
Studies edit
The company frequently conducts and releases studies on various aspects of the credit card industry.[1]
- Their studies on No Preset Spending Limit (NPSL) credit cards,[2][3][4] credit card debt,[5][6][7] and interest rates[8][9][10] have been covered extensively in the press.[11]
- They discovered that 90% of the $93.2 billion decrease in credit card debt during 2009 represented credit card charge-offs[5] rather than increasing consumer responsibility, as was widely reported.[7]
- Their quarterly Credit Card Debt Studies illustrated that credit card debt increased during the second, third and fourth quarters of 2009[12] as well as Q2 2010 and Q3 2010,[5][13] contrary to widespread reports that it had declined for 24 months until Q4 2010.[14][15]
- Card Hub's 2011 Credit Card Debt Study revealed that while consumers paid down nearly $33 billion in credit card debt during the first quarter of the year, they erased this pay-down before the fourth quarter began and ended the year with roughly $48 billion more debt than they began it with.[16]
- Their Q1 2011 Credit Card Interest Rate Study claimed that economic pressures typical of a recession,[17] not the Credit CARD Act of 2009,[18] caused the interest rate increases that occurred during 2010.[10]
- Card Hub's Q2 2012 Credit card Debt Study revealed that, despite reports to the contrary, US consumers haven't actually paid down any credit card debt since the Great Recession began. While outstanding credit card balances have indeed declined $190.5 billion since peaking in December 2008, there have been $226 billion in charge-offs since then.[19]
- Card Hub’s Interchange Fee Study predicted that the Durbin Amendment to the Dodd-Frank Wall Street Reform and Consumer Protection Act will cost banks $14 billion annually.[20]
References
- ^ "Card Hub Studies". Card Hub. Retrieved 26 February 2011.
- ^ "[http://www.philly.com/philly/blogs/consumer/Beware_risks_of_no_preset_limit_credit_cards.html Do Amex and other "no-preset-limit" cards hurt your credit scores?". The Philadelphia Inquirer. November 17, 2010. Retrieved 26 February 2011.
{{cite news}}: External link in|title= - ^ Schultz, Jennifer Saranow (December 1, 2010). "Be Wary of Credit Cards With No Spending Limits". The New York Times. Retrieved 26 February 2011.
- ^ Fairbank, Katie (January 9, 2011). "Man Puzzled by Docked Credit Score". The Dallas Morning News. Retrieved 26 February 2011.
- ^ a b c Dugas, Christine (March 10, 2010). "Lower Credit Card Debt Traced Mainly to Charge-Offs". USA Today. Retrieved 26 February 2011.
- ^ "Credit card debt fell because of write-offs - The Boston Globe". Boston.com. 2010-03-11. Retrieved 2011-04-04.
- ^ a b Hauser, Christine (2010-09-24). "Looking Behind the Decline in Credit Card Debt". The New York Times.
- ^ "Don't blame CARD Act for higher rates: study | Prism Money | Analysis & Opinion | Reuters.com". Blogs.reuters.com. 2011-03-02. Retrieved 2011-04-04.
- ^ Jackson, Maya (2011-02-17). "Credit-Card Law Benefiting Consumers, Report Finds - WSJ.com". Online.wsj.com. Retrieved 2011-04-04.
- ^ a b "Credit card rates move higher, but it's unclear exactly why". Usatoday.Com. 2011-02-20. Retrieved 2011-04-04.
- ^ http://www.google.com/search?hl=en&q=cardhub&sa=N&tbs=nws:1,ar:1#sclient=psy&hl=en&tbs=nws:1%2Car%3A1&q=cardhub+studies&aq=f&aqi=&aql=&oq=&pbx=1&bav=on.1,or.&fp=bc3757e578a738f7
- ^ "Q4 2009 Credit Card Debt Study". Education.cardhub.com. Retrieved 2011-04-04.
- ^ "Has Personal Debt REALLY Been Going Down? | Personal Finance Corner". Allbusiness.com. 2011-02-11. Retrieved 2011-04-04.
- ^ "Credit card debt rises for first time in two years". Los Angeles Times. 2011-02-07. Retrieved 2011-04-04.
- ^ Font size Print E-mail Share 3 Comments (2011-02-07). "Credit Card Debt Grows for First Time Since 2008". CBS News. Retrieved 2011-04-04.
{{cite news}}: CS1 maint: numeric names: authors list (link) - ^ "Q4 2011 Credit Card Debt Study". Evolution Finance. Retrieved 2012-03-16.
- ^ "Study: The CARD Act's Impact on Rising Interest Rates". Education.cardhub.com. Retrieved 2011-04-04.
- ^ "Credit Card Interest Rates Continue to Rise - Fox Business Video - FoxBusiness.com". Video.foxbusiness.com. 2010-08-23. Retrieved 2011-04-04.
- ^ "Q2 2012 Credit Card Debt Study". cardhub.com/edu. Retrieved 2012-09-27.
- ^ "Study: Banks will lose $14 billion from reduction in interchange fees". Capitol Hill Publishing Corp. 2011-06-09. Retrieved 2011-06-23.
K.e.coffman (talk) 21:59, 10 October 2016 (UTC)
Awards edit
Moving minor awards here for storage:
Evolution Finance was named one of the “Five Hottest startups in the Mid-Atlantic Region” in 2008[1] and was invited to the Capital Call hosted by Cooley Godward Kronish LLP, PricewaterhouseCoopers LLP, Ernst & Young, Silicon Valley Bank and Comerica Bank.[2]
References
- ^ "Evolution Finance / CardHub Recognized as "One of the Five Hottest Companies" in..." (Press release). Reuters. Retrieved 26 February 2011.
- ^ "Evolution Finance / CardHub Recognized as "One of the Five Hottest Companies" in the mid-Atlantic Region". Business Wire. September 4, 2006. Retrieved 26 February 2011.
K.e.coffman (talk) 22:01, 10 October 2016 (UTC)
WalletHub merger edit
Believe this article should be merged with WalletHub, as CardHub is now defunct. JBX (talk) 06:42, 6 September 2017 (UTC)