Paige Marta Skiba is an American economist who is FedEx Research Professor Professor of Law and Professor of Economics at Vanderbilt University Law School,[1] and an associate editor of the International Review of Law and Economics.[2] She is an expert on the causes of consequences of consumer borrowing at high-interest rates, such as payday loans and pawnshop loans.[3] She finds that these borrowers have few other options for credit, but often default on these loans after making expensive payments.[4][5] During the COVID-19 recession, she was among a group of scholars of bankruptcy in the United States who proposed giving small businesses more time during the bankruptcy process to regain solvency.[6]

Paige Marta Skiba
CitizenshipUnited States
Alma materUniversity of California at Berkeley (PhD)
University of Massachusetts at Amherst (BA)
Scientific career
FieldsLaw and economics
InstitutionsVanderbilt University School of Law
Websitehttps://law.vanderbilt.edu/phd/faculty/paige-skiba/index.php

Selected works edit

  • Skiba, Paige Marta, and Jeremy Tobacman. "Do payday loans cause bankruptcy?." The Journal of Law and Economics 62, no. 3 (2019): 485–519.
  • Agarwal, Sumit, Paige Marta Skiba, and Jeremy Tobacman. "Payday loans and credit cards: New liquidity and credit scoring puzzles?." American Economic Review 99, no. 2 (2009): 412–17.
  • Bhutta, Neil, Paige Marta Skiba, and Jeremy Tobacman. "Payday loan choices and consequences." Journal of Money, Credit and Banking 47, no. 2-3 (2015): 223–260.
  • Dobbie, Will, and Paige Marta Skiba. "Information asymmetries in consumer credit markets: Evidence from payday lending." American Economic Journal: Applied Economics 5, no. 4 (2013): 256–82.
  • Hankins, Scott, Mark Hoekstra, and Paige Marta Skiba. "The ticket to easy street? The financial consequences of winning the lottery." Review of Economics and Statistics 93, no. 3 (2011): 961–969.

References edit

  1. ^ "Paige Skiba Faculty Law School Vanderbilt University". law.vanderbilt.edu. Retrieved 2023-03-09.
  2. ^ "Paige Marta Skiba". www.journals.elsevier.com. Retrieved 2020-08-18.
  3. ^ "Paige Marta Skiba". The Conversation. Retrieved 2020-08-18.
  4. ^ White, Gillian B. (2015-11-05). "Borrowing While Poor". The Atlantic. Retrieved 2020-08-18.
  5. ^ Zywicki, Todd. "NYT on auto title pawns". Washington Post. Retrieved 2020-08-18.
  6. ^ "What do struggling small businesses need most? Time – and bankruptcy can provide it". TheStreet.com. Retrieved 2020-08-18.