1995 NAIA Division II football season

The 1995 NAIA Division II football season, as part of the 1995 college football season in the United States and the 40th season of college football sponsored by the NAIA, was the 26th season of play of the NAIA division II for football.

1995 NAIA Division II football season
Regular season	August–November 1995
Postseason	November–December 1995
National Championship	Tacoma, WA
Champions	Central Washington Findlay (3)

The season was played from August to November 1995 and culminated in the 1995 NAIA Division II Football National Championship, played in Tacoma, Washington.

Central Washington and Findlay played to a 21–21 tie and were named co-national champions. It was the Wildcats' first NAIA national title and the Oilers' third.

Conference and membership changes

Conference changes

• This was the final season that the NAIA officially recognized a conference champion in football from the Texas Intercollegiate Athletic Association (TIAA). The remaining TIAA members subsequently joined either the NCAA Division II Lone Star Conference or the NCAA Division III American Southwest Conference.

Conference standings

1995 Association of Mideast Colleges football standings Conf Overall Team W   L   T W   L   T Thomas More $ 3 – 0 – 0 10 – 0 – 0 Mount St. Joseph 1 – 2 – 0 5 – 4 – 0 Bluffton 1 – 2 – 0 5 – 5 – 0 Wilmington (OH) 1 – 2 – 0 2 – 6 – 1 $ – Conference champion	1995 Columbia Football Association standings Conf Overall Team W   L   T W   L   T Mount Hood League No. 15 Pacific Lutheran x^ 4 – 0 – 1 6 – 3 – 1 No. 18 Willamette x 4 – 0 – 1 6 – 2 – 1 No. 21 Linfield 3 – 2 – 0 6 – 3 – 0 Puget Sound 2 – 3 – 0 2 – 7 – 0 Lewis & Clark 1 – 4 – 0 5 – 4 – 0 Whitworth 0 – 5 – 0 1 – 8 – 0 Mount Rainier League No. 1 Western Washington x^ 5 – 0 – 0 9 – 1 – 0 No. 14 Central Washington ^ 4 – 1 – 0 10 – 3 – 1 Simon Fraser 2 – 3 – 0 4 – 6 – 0 Southern Oregon 2 – 3 – 0 4 – 5 – 0 Western Oregon 1 – 4 – 0 2 – 7 – 0 Eastern Oregon 1 – 4 – 0 1 – 8 – 0 x – League champion/co-champions ^ – NAIA Division II playoff participant Rankings from NAIA Division II poll	1995 Heart of America Athletic Conference football standings Conf Overall Team W   L   T W   L   T No. 3 Benedictine (KS) $^ 8 – 0 – 0 9 – 1 – 0 No. 20 Evangel 6 – 1 – 1 6 – 2 – 1 No. 23 MidAmerica Nazarene 5 – 2 – 1 8 – 2 – 1 No. 24 Missouri Valley 5 – 3 – 0 7 – 3 – 0 Culver–Stockton * 3 – 5 – 0 5 – 5 – 0 William Jewell 3 – 5 – 0 3 – 6 – 0 Baker 2 – 6 – 0 3 – 6 – 0 Graceland 2 – 6 – 0 2 – 8 – 0 Central Methodist 1 – 7 – 0 2 – 8 – 0 $ – Conference champion ^ – NAIA Division II playoff participant * – Includes forfeit win over Kansas Wesleyan Rankings from NAIA Division II poll
1995 Illini–Badger Football Conference standings Conf Overall Team W   L   T W   L   T Eureka $ 6 – 0 – 0 9 – 1 – 0 Concordia (WI) 4 – 2 – 0 7 – 2 – 0 Lakeland 4 – 2 – 0 6 – 3 – 1 Quincy 4 – 2 – 0 4 – 6 – 0 Greenville 2 – 4 – 0 2 – 7 – 0 MacMurray 1 – 5 – 0 3 – 7 – 0 Concordia (IL) 0 – 6 – 0 1 – 8 – 0 $ – Conference champion ^ – NAIA Division II playoff participant	1995 Kansas Collegiate Athletic Conference football standings Conf Overall Team W   L   T W   L   T No. 10 Bethany (KS) $^ 8 – 0 – 0 10 – 1 – 0 Ottawa 6 – 2 – 0 7 – 3 – 0 Southwestern (KS) 5 – 3 – 0 6 – 4 – 0 Friends 5 – 3 – 0 5 – 4 – 0 Bethel (KS) 4 – 4 – 0 4 – 5 – 0 McPherson 4 – 4 – 0 4 – 6 – 0 Sterling 3 – 5 – 0 3 – 7 – 0 Kansas Wesleyan * 1 – 7 – 0 1 – 9 – 0 Tabor 0 – 8 – 0 0 – 10 – 0 $ – Conference champion ^ – NAIA Division II playoff participant * – Kansas Wesleyan forfeited seven victories including conference wins over Ottawa, Friends, Bethel (KS), McPherson, and Sterling. Rankings from NAIA Division II poll	1995 Mid-South Conference football standings Conf Overall Team W   L   T W   L   T No. 4 Lambuth $^ 7 – 0 – 1 10 – 1 – 1 No. 16 Union (KY) 6 – 1 – 1 7 – 2 – 1 Georgetown (KY) 6 – 2 – 0 6 – 4 – 0 Cumberland (KY) 5 – 3 – 0 6 – 4 – 0 Cumberland (TN) 4 – 4 – 0 4 – 6 – 0 Tusculum 3 – 5 – 0 3 – 6 – 0 Campbellsville 2 – 6 – 0 3 – 8 – 0 North Greenville 2 – 6 – 0 5 – 6 – 0 Bethel (TN) 0 – 8 – 0 0 – 10 – 0 $ – Conference champion ^ – NAIA Division II playoff participant Rankings from NAIA Division II poll
1995 Mid-States Football Association standings Conf Overall Team   W   L     W   L   Mideast League No. 6 Malone x^ 3 – 0 – 1 10 – 1 – 1 No. 11 Geneva ^ 3 – 1 – 0 9 – 2 – 0 Westminster (PA) 2 – 1 – 1 4 – 3 – 2 Tiffin 1 – 3 – 0 3 – 6 – 1 Urbana 0 – 4 – 0 0 – 10 – 0 Midwest League No. 8 Findlay x^ 4 – 1 – 0 10 – 1 – 2 Trinity International x 4 – 1 – 0 6 – 4 – 0 Lindenwood 2 – 3 – 0 4 – 7 – 0 Taylor 2 – 3 – 0 4 – 7 – 0 Saint Xavier 2 – 3 – 0 2 – 8 – 0 Olivet Nazarene 1 – 4 – 0 2 – 8 – 0 St. Ambrose * 0 – 0 – 0 6 – 4 – 0 Iowa Wesleyan * 0 – 0 – 0 1 – 10 – 0 x – League champion/co-champions ^ – NAIA Division playoff participant * – ineligible for championship Rankings from NAIA Division II poll	1995 Nebraska-Iowa Athletic Conference football standings Conf Overall Team W   L   T W   L   T No. 17 Hastings $^ 5 – 1 – 0 7 – 2 – 1 No. 19 Northwestern (IA) 4 – 2 – 0 7 – 3 – 0 Dana 3 – 3 – 0 6 – 4 – 0 Midland 3 – 3 – 0 6 – 4 – 0 Doane 3 – 3 – 0 3 – 6 – 0 Nebraska Wesleyan 2 – 4 – 0 3 – 7 – 0 Concordia (NE) 1 – 5 – 0 3 – 6 – 0 $ – Conference champion ^ – NAIA Division II playoff participant Rankings from NAIA Division II poll	1995 North Dakota College Athletic Conference football standings Conf Overall Team W   L   T W   L   T No. 7 Dickinson State $^ 6 – 0 – 0 10 – 1 – 0 No. 9 Mary ^ 5 – 1 – 0 11 – 2 – 0 Minot State 3 – 3 – 0 5 – 4 – 0 Mayville State 3 – 3 – 0 4 – 5 – 0 Valley City State 2 – 4 – 0 4 – 5 – 0 Jamestown 1 – 5 – 0 3 – 6 – 0 Minnesota–Crookston 1 – 5 – 0 3 – 7 – 0 $ – Conference champion ^ – NAIA Division II playoff participant Rankings from NAIA Division II poll
1995 South Dakota Intercollegiate Conference football standings Conf Overall Team W   L   T W   L   T No. 2 Sioux Falls $^ 5 – 0 – 0 11 – 1 – 0 No. 22 Huron 4 – 1 – 0 8 – 2 – 0 South Dakota Tech 3 – 2 – 0 5 – 5 – 0 Black Hills State 1 – 4 – 0 2 – 8 – 0 Dakota Wesleyan 1 – 4 – 0 1 – 9 – 0 Dakota State 1 – 4 – 0 1 – 9 – 0 $ – Conference champion ^ – NAIA Division II playoff participant Rankings from NAIA Division II poll	1995 Texas Intercollegiate Athletic Association football standings Conf Overall Team W   L   T W   L   T No. 5 Hardin–Simmons +^ 7 – 1 – 0 9 – 2 – 0 No. 13 Howard Payne +^ 7 – 1 – 0 7 – 3 – 0 Austin 4 – 4 – 0 4 – 5 – 0 Sul Ross 2 – 6 – 0 3 – 6 – 0 McMurry 0 – 8 – 0 1 – 9 – 0 $ – Conference champion ^ – NAIA Division II playoff participant Rankings from NAIA Division II poll	1995 NAIA Division II independents football records Conf Overall Team W   L   T W   L   T No. 12 Clinch Valley ^   –   10 – 2 – 0 Azusa Pacific   –   4 – 4 – 1 Peru State   –   3 – 5 – 1 Sue Bennett   –   0 – 11 – 0 ^ – NAIA Division II playoff participant Rankings from NAIA Division II poll

Conference champions

Conference	Champion	Record
Columbia	Mount Rainier League: Western Washington Mount Hood League: Pacific Lutheran & Willamette	5–0 4–0–1
Heart of America	Benedictine	8–0
Kansas	Bethany	8–0
Mid-South	Lambuth	7–0–1
Mid-States	Mideast Division: Malone Midwest Division: Findlay & Trinity International	3–0–1 4–1
Nebraska-Iowa	Hastings	5–1
North Dakota	Dickinson State	6–0
South Dakota	Sioux Falls	5–0
Texas	Hardin–Simmons Howard Payne	7–1

Postseason

	First Round Campus sites					Quarterfinals Campus sites					Semifinals Campus sites					Championship Tacoma, WA
		Western Washington*	21
		Central Washington	28
							Central Washington	40
							Hardin–Simmons*	20
		Hardin–Simmons*	17
		Howard Payne	6
												Central Washington ‡	48
												Mary	7
		Mary*	14
		Dickinson State	8
							Mary*	42
							Sioux Falls	17
		Hastings*	23
		Sioux Falls	41
																	Central Washington	21
																	Findlay	21
		Findlay*	21
		Pacific Lutheran	7
							Findlay*	15
							Malone	7
		Malone*	24
		Geneva	23
												Findlay	63
												Lambuth*	13
		Benedictine (KS)*	29
		Bethany (KS)	30
							Bethany (KS)	28
							Lambuth*	63
		Lambuth*	49
		Clinch Valley	10

• ‡ Game played at Puyallup, Washington

See also

• 1995 NCAA Division I-A football season
• 1995 NCAA Division I-AA football season
• 1995 NCAA Division II football season
• 1995 NCAA Division III football season