English: LONDON, ENGLAND - DECEMBER 07: Co-founder and CEO Klarna Sebastian Siemiatkowski during TechCrunch Disrupt London 2015 - Day 1 at Copper Box Arena on December 7, 2015 in London, England. (Photo by John Phillips/Getty Images for TechCrunch)
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LONDON, ENGLAND - DECEMBER 07: Co-founder and CEO Klarna Sebastian Siemiatkowski during TechCrunch Disrupt London 2015 - Day 1 at Copper Box Arena on December 7, 2015 in London, England. (Photo by John Phillips/Getty Images for TechCrunch) *** Local Caption *** Sebastian Siemiatkowski